This program is no longer available. Thank you.

Own solar panels, a heat pump, and spend less than you do now.


Step-by-step guidance through the program

10+ year equipment warranty

One easy monthly payment

Increased value of your home

Working with an energy expert, you will be guided through the program, which adds a special Solar Access incentive to the existing combination of electric utility, state, and federal incentives for renewable energy. Nowhere else are customers able to combine all of the possible incentives, programs and technical resources under one umbrella to ensure qualification and access to all of the rebates and incentives for this technology. By enrolling in a UMassFive College Credit Union loan, you will own your solar panels and a heat pump and will pay less than you spend now. Solar Access is funded by the Massachusetts Clean Energy Center (MassCEC) and the Department of Energy Resources (DOER).


Federal: 26% solar tax credit

Massachusetts: 10% solar tax credit, MassCEC heat pump rebate, low interest Mass Solar Loan with a 30% principal reduction of up to $10,500 after installation

Electric Utility: Solar SMART incentives, Mass Save heat pump rebate, no interest HEAT Loan

Solar Access: First 6 monthly payments made for you


  • No pollution or carbon emissions because Photovoltaic solar panels convert sunlight into electricity to power your house.
  • Pay less to the electric utility company. Today the cost of solar panels plus Massachusetts incentives make it a great time to own your solar panels.

Solar panels would be installed at your home and will convert sunlight into electricity to power your house.


  • Efficiently heat and cool your home rather than burning fossil fuels to do so.
  • Excellent performance even on the coldest and hottest days of the year.

Heat pumps use electricity to very efficiently heat and cool your home. Rather than burning fossil fuels to create heat and cool, heat pumps move heat from one place to another – bringing heat into your home in the winter and removing heat in the summer. Heat pump technology advancements now allow for excellent performance even on the coldest and hottest days of the year.


If you have questions about income parameters please contact CET.

Number of Household Members Annual Household Income
1 Less than $$49,813
2 Less than $65,140
3 Less than $80,468
4 Less than $95,795
5 Less than $111,121
6 Less than $126,449
7 Less than $129,323

“CET performed my first home energy audit in the 1970s, and their programs have been saving me money and reducing my environmental impact ever since. Now, through Solar Access, I will have little or no electric bill plus lower heating costs and the added bonus of air conditioning. This is the first program that really made excellent sense for me financially. Thanks to rebates and incentives, I will own the entire system for less than what I would have spent on heat and electricity if I hadn’t installed it.”

– Nick Noyes, Adams, MA

Get Your Free Solar Site Assessment Online!

Questions? Call/text us at 413.341.0418opens phone dialer or email

Customer service is available Monday-Friday, 9am-5pm.